Car Insurance Cost by state

Average Car Insurance Cost in Maine

Full-coverage car insurance in Maine averages about $1,300 a year ($108/mo). See how it compares to the national average.

Maine (ME)
$1,300/yr
about $108 a month for full coverage
Average across states
$2,386/yr
Rank (highest = #1)
#51 of 51

Buying a $30,000 car in Maine

Sales tax (~5.5%)
$1,650
Registration / yr
~$250
Insurance / mo
$108
Loan payment*
$567/mo

*$3,000 down, 7% APR, 60 months, tax rolled into the loan.

Maine's yearly excise tax is paid to your town and drops as the car ages.

These are estimates for planning. Rates and fees change and vary by county and vehicle — confirm with your state motor vehicle agency.

Frequently asked questions

How much is car insurance in Maine?

Full coverage averages about $1,300 a year, or $108 a month. Minimum coverage costs much less, and your own rate depends on your age, record, ZIP code and car.

Is Maine car insurance more expensive than average?

No — the national average across states is about $2,386 a year, so Maine is below average.

How can I lower my car insurance?

Compare quotes every year, raise your deductible, bundle with home or renters insurance, and choose a car that's cheaper to insure. AutoCost AI estimates insurance for any car you analyze.

More for Maine

Car Insurance Cost in other states