Average Car Insurance Cost in Arizona
Full-coverage car insurance in Arizona averages about $2,600 a year ($217/mo). See how it compares to the national average.
Buying a $30,000 car in Arizona
*$3,000 down, 7% APR, 60 months, tax rolled into the loan.
Arizona's yearly Vehicle License Tax is based on the car's value and drops each year.
These are estimates for planning. Rates and fees change and vary by county and vehicle — confirm with your state motor vehicle agency.
Frequently asked questions
How much is car insurance in Arizona?
Full coverage averages about $2,600 a year, or $217 a month. Minimum coverage costs much less, and your own rate depends on your age, record, ZIP code and car.
Is Arizona car insurance more expensive than average?
Yes — the national average across states is about $2,386 a year, so Arizona is above average.
How can I lower my car insurance?
Compare quotes every year, raise your deductible, bundle with home or renters insurance, and choose a car that's cheaper to insure. AutoCost AI estimates insurance for any car you analyze.