Car Insurance Cost by state

Average Car Insurance Cost in Alaska

Full-coverage car insurance in Alaska averages about $2,000 a year ($167/mo). See how it compares to the national average.

Alaska (AK)
$2,000/yr
about $167 a month for full coverage
Average across states
$2,386/yr
Rank (highest = #1)
#36 of 51

Buying a $30,000 car in Alaska

Sales tax (~1.8%)
$540
Registration / yr
~$100
Insurance / mo
$167
Loan payment*
$545/mo

*$3,000 down, 7% APR, 60 months, tax rolled into the loan.

Alaska has no state sales tax; some boroughs and cities charge local tax.

These are estimates for planning. Rates and fees change and vary by county and vehicle — confirm with your state motor vehicle agency.

Frequently asked questions

How much is car insurance in Alaska?

Full coverage averages about $2,000 a year, or $167 a month. Minimum coverage costs much less, and your own rate depends on your age, record, ZIP code and car.

Is Alaska car insurance more expensive than average?

No — the national average across states is about $2,386 a year, so Alaska is below average.

How can I lower my car insurance?

Compare quotes every year, raise your deductible, bundle with home or renters insurance, and choose a car that's cheaper to insure. AutoCost AI estimates insurance for any car you analyze.

More for Alaska

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