Car Insurance Cost by state

Average Car Insurance Cost in Kansas

Full-coverage car insurance in Kansas averages about $2,500 a year ($208/mo). See how it compares to the national average.

Kansas (KS)
$2,500/yr
about $208 a month for full coverage
Average across states
$2,386/yr
Rank (highest = #1)
#19 of 51

Buying a $30,000 car in Kansas

Sales tax (~8.7%)
$2,610
Registration / yr
~$300
Insurance / mo
$208
Loan payment*
$586/mo

*$3,000 down, 7% APR, 60 months, tax rolled into the loan.

Kansas adds a yearly property tax on vehicles, collected at registration.

These are estimates for planning. Rates and fees change and vary by county and vehicle — confirm with your state motor vehicle agency.

Frequently asked questions

How much is car insurance in Kansas?

Full coverage averages about $2,500 a year, or $208 a month. Minimum coverage costs much less, and your own rate depends on your age, record, ZIP code and car.

Is Kansas car insurance more expensive than average?

Yes — the national average across states is about $2,386 a year, so Kansas is above average.

How can I lower my car insurance?

Compare quotes every year, raise your deductible, bundle with home or renters insurance, and choose a car that's cheaper to insure. AutoCost AI estimates insurance for any car you analyze.

More for Kansas

Car Insurance Cost in other states

Install AutoCost AI

Add it to your home screen for instant access — no App Store needed.