Average Car Insurance Cost in Colorado
Full-coverage car insurance in Colorado averages about $3,100 a year ($258/mo). See how it compares to the national average.
Buying a $30,000 car in Colorado
*$3,000 down, 7% APR, 60 months, tax rolled into the loan.
Colorado's ownership tax is based on the car's original price and age.
These are estimates for planning. Rates and fees change and vary by county and vehicle — confirm with your state motor vehicle agency.
Frequently asked questions
How much is car insurance in Colorado?
Full coverage averages about $3,100 a year, or $258 a month. Minimum coverage costs much less, and your own rate depends on your age, record, ZIP code and car.
Is Colorado car insurance more expensive than average?
Yes — the national average across states is about $2,386 a year, so Colorado is above average.
How can I lower my car insurance?
Compare quotes every year, raise your deductible, bundle with home or renters insurance, and choose a car that's cheaper to insure. AutoCost AI estimates insurance for any car you analyze.