Sample report

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A real example for a 2019 Mazda CX-5 listed at $21,000, financed with $3,000 down. Scroll through it, then check your own car for free.

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How to read this report

Deal Score (0–100)

Is the price fair? 80+ means buy, 50–79 means negotiate, under 50 means pass.

True monthly cost

Everything the car costs you each month, not just the loan payment.

Problems & recalls

Known issues and open recalls to check, or ask the seller about.

Deal verdict

NEGOTIATE

Fair, but there's room to push lower.

Deal Score

At $21,000 the CX-5 is priced right at the typical private-party market value for a 2019 with average mileage, meaning there is no premium being charged but also no discount. A buyer can reasonably push toward $20,000–$20,500 given the financing costs involved.

Market valueFair price: $20,500

$19,500Asking $21,000$23,500

✓ Class-leading interior quality and driving dynamics for a compact SUV✓ Above-average reliability with lower-than-average unscheduled repair costs✓ Holds resale value better than average for the segment, limiting depreciation exposure✓ Fuel economy is competitive at 28 MPG combined, keeping energy costs manageable

Negotiation target

$20,000

Aim between $19,500–$21,000

Watch for

• Verify no active recalls on the 2.5L engine or SkyActiv drivetrain before purchase
• Inspect the MZD Connect screen for freeze or non-response issues which can cost $300+ to fix
• Check service history for oil change compliance; skipped intervals accelerate carbon buildup on the DI engine
• Confirm the BSM and i-Activsense radar sensors function correctly — replacements are expensive

Questions to ask the seller

? Can you provide the full service history showing oil change intervals and any recalls addressed?
? Has the vehicle ever been in a collision, even minor, that could affect the rear radar/BSM sensors?
? Has the AC system been inspected recently and is it blowing cold consistently?
? Does the Mazda Connect infotainment system respond normally without freezing or rebooting?
? What is the current mileage and has the cabin air filter and brake fluid been serviced?

Total Cost of Ownership · Monthly Estimated for NY

$1,009/mo

Per Year$12,111

Total Lifetime$60,553

74Reliability & running costs

How cheap and dependable this model is to own — separate from the price.

The 2019 Mazda CX-5 is one of the most cost-efficient compact SUVs to own, with above-average reliability and low repair frequency pulling total costs well below segment norms. At $21,000 in the NYC metro area, the price is near fair market value, making it a solid buy with modest negotiation room.

Monthly Costs

Loan Payment$352/mo

Insurance$185/mo

Fuel / Energy$147/mo

Yearly Costs· Periodic costs like tires, registration and repairs, shown per year

Maintenance$456/yr

Repairs$336/yr

Tires · Brakes · Battery$384/yr

Registration & Taxes$233/yr

Depreciation$2,496/yr

Cost Composition · Monthly Equivalent

Score Breakdown

Reliability82

Repair Costs80

Fuel Costs65

Insurance70

Depreciation68

Resale Value72

Resale Value Over Time

Loses $8,800 (42%) over 5 yrs

Paint

Color preview — availability varies by model.

Recalls & Safety

2 safety recalls on record from NHTSA. Ask the seller for proof they were repaired.

ENGINE19V497000
Mazda North American Operations (Mazda) is recalling certain 2018-2019 CX-5, Mazda6, and 2019 Mazda3 vehicles. A software error in the powertrain control module (PCM) may cause the engine to stall.
FUEL SYSTEM, GASOLINE:DELIVERY:FUEL PUMP21V875000
Mazda North American Operations (Mazda) is recalling certain 2018 Mazda3, Mazda6, 2019 CX-3, 2018-2019 MX-5, CX-5, CX-9, and 2019-2020 Mazda2 vehicles. The impeller inside the low-pressure fuel pump may crack and deform, potentially causing the fuel pump to fail.

Source: NHTSA. Recalls apply to the model/year, not this specific VIN.

Reliability & Common Issues

Well-documented weak spots for this model and roughly when they tend to show up — budget for these before they surprise you.

Infotainment/MZD Connect

20k-60k mi~$350

Touchscreen and Mazda Connect system can freeze or become unresponsive; software updates help but the issue recurs on some units

Fuel Injector/Carbon Buildup

60k-90k mi~$450

Direct-injection 2.5L engine is prone to intake valve carbon deposits over time, causing rough idle and hesitation

AC Compressor

50k-80k mi~$1,100

Some 2017-2019 CX-5 owners report premature AC compressor failure, especially in high-heat climates

AI estimate based on this model's known history — not a guarantee for any single vehicle.

187 hp · 186 lb-ft · 27 mpg · FWD — tap to see the full spec sheet.

AI Insights

→The CX-5's repair cost score of 80/100 reflects RepairPal data showing average annual repair costs of ~$447 vs. $521 for the Honda CR-V and $578 for the segment average, saving a meaningful amount over 5 years.
→Financing $18,000 at 6.5% over 60 months adds approximately $3,130 in total interest — paying an extra $100/mo toward principal would save over $600 in interest and cut 10 months off the loan.
→At 12,000 mi/yr and purchasing at 21,000, the 5-year ownership takes the odometer to roughly 72,000–80,000 miles, staying well inside the window before the most expensive repairs (timing chain, transmission) typically appear on this model.
→Compared to a Toyota RAV4, the CX-5 has lower insurance costs and a sportier drive but slightly steeper depreciation in years 1–3; over 5 years total cost of ownership is comparable within $1,500.
→Keeping the CX-5 for a 7th or 8th year instead of 5 would dramatically reduce the monthly depreciation cost from ~$208 to under $120/mo, making the per-mile cost significantly cheaper if reliability holds — which the CX-5's track record suggests it will.

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Ways to lower this costPartner offers

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Protect against costly repairs

For an older or used vehicle, an extended warranty can cap surprise repair bills on major components.

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