All comparisonsCost of ownership comparison

Toyota RAV4 vs Honda CR-V

The Toyota RAV4 and Honda CR-V are America's two best-selling compact SUVs, and for good reason — both offer stellar reliability, practical cabins, and strong resale values. Shoppers constantly pit them against each other because they're nearly identical in price, size, and feature set, yet ownership costs diverge in meaningful ways over five years. Choosing wrong could cost you thousands, so let's break down every dollar.

Lower cost to own: Toyota RAV4

The 2022 RAV4 edges out the CR-V primarily through superior resale value and slightly lower insurance costs, saving the typical buyer roughly $1,200–$1,500 over five years despite similar fuel economy and maintenance costs.

2022 Toyota RAV4

Winner
~$24,000 used
True monthly cost$612/mo
5-year total$36,720
Ownership Score78/100
Depreciation$280/mo
Insurance$142/mo
Fuel / energy$148/mo
Maintenance & repairs$42/mo
  • Best-in-class resale value retains ~52% after 5 years
  • Widely available parts keep repair costs low
  • Strong hybrid variant availability boosts long-term fuel savings
  • Base 2.5L engine returns only ~30 mpg combined, behind CR-V turbo on highway
  • Slightly stiffer ride can increase tire wear on rough roads
  • CVT-less 8-speed on AWD trims costs more to service than CR-V's CVT

2022 Honda CR-V

~$25,000 used
True monthly cost$634/mo
5-year total$38,040
Ownership Score74/100
Depreciation$305/mo
Insurance$148/mo
Fuel / energy$143/mo
Maintenance & repairs$38/mo
  • 1.5T engine achieves ~32 mpg combined saving ~$60/yr in fuel
  • Lowest scheduled maintenance costs in segment due to longer service intervals
  • Spacious 39.2 cu ft cargo area adds practical daily value
  • Resale value trails RAV4 by 3–5 percentage points at 5 years
  • Higher starting price adds ~$1,000 to initial depreciation base
  • Honda's 1.5T had documented oil dilution issues in cold climates on pre-2020 units; 2022 is improved but perception lingers

Category by category

Reliability
Toyota's RAV4 earns a 4.5/5 predicted reliability from J.D. Power vs. the CR-V's 4.0/5, with fewer reported powertrain issues across owner surveys.
Toyota RAV4
Fuel / energy cost
The CR-V's 1.5T turbo averages ~32 mpg combined vs. the RAV4's ~30 mpg, saving approximately $60–$80 per year at current national average fuel prices.
Honda CR-V
Resale value
Edmunds and Black Book data show the 2022 RAV4 retaining roughly 52% of value at 5 years vs. ~48% for the CR-V, a difference of ~$1,200 at these price points.
Toyota RAV4
Insurance
National average annual premiums run approximately $1,704 for the RAV4 vs. $1,776 for the CR-V, a modest but consistent $72/year difference per NAIC data.
Toyota RAV4
Maintenance
Honda's Maintenance Minder system and longer oil-change intervals (up to 7,500 miles on synthetic) give the CR-V a slight edge, averaging ~$460/yr vs. RAV4's ~$504/yr.
Honda CR-V
Practicality
Both offer nearly identical cargo space, towing capacity (~1,500 lbs), and 5-passenger seating, making this a genuine draw for most buyers' daily needs.
Tie

The verdict

Over a true 5-year, 60,000-mile ownership cycle the 2022 RAV4 costs approximately $1,320 less to own than the CR-V, driven mainly by stronger depreciation resistance and lower insurance premiums. However, the gap is narrow enough that buyers in cold climates or with long highway commutes may actually find the CR-V's fuel savings and maintenance costs tip the scales back. Either choice is excellent — you're splitting hairs between two class-leading vehicles, so let your preferred driving feel and available local inventory price be the tiebreaker.

Toyota RAV4: The 2022 RAV4 is best for buyers who prioritize long-term resale value, want proven powertrain reliability, or plan to keep the vehicle beyond five years where Toyota's reputation pays dividends.

Honda CR-V: The 2022 CR-V is best for high-mileage commuters who will benefit most from its superior fuel economy and buyers who value a slightly more refined interior and longer service intervals.

Frequently asked questions

Which is more reliable, the 2022 Toyota RAV4 or 2022 Honda CR-V?

Both are highly reliable, but the RAV4 edges ahead with a J.D. Power 2023 Vehicle Dependability score of 4.5/5 vs. the CR-V's 4.0/5, and Toyota's long-term repair frequency data is slightly lower.

Does the 2022 CR-V still have oil dilution problems?

Honda addressed the 1.5T oil dilution issue with updated ECU calibrations and hardware changes starting in 2020; the 2022 CR-V is considered resolved, though owners in very cold climates should still monitor oil levels.

Which holds its value better after 5 years?

The 2022 RAV4 retains approximately 52% of its original MSRP at five years compared to roughly 48% for the CR-V, according to Edmunds True Cost to Own data.

Is the RAV4 or CR-V cheaper to insure?

The RAV4 is consistently $60–$80 cheaper per year to insure nationally, though your individual rate will vary based on location, driving record, and coverage level.

Which should I buy if I drive mostly highway miles?

For predominantly highway driving the CR-V's 1.5T turbo is more efficient (up to 38 mpg highway vs. RAV4's 35 mpg), potentially saving $100–$150 annually at 12,000+ miles per year.

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