All comparisonsCost of ownership comparison

Toyota Corolla vs Honda Civic

The Toyota Corolla and Honda Civic have battled for compact-car supremacy for decades, and for good reason — both offer exceptional reliability, strong resale value, and low running costs that make them perennial favorites among budget-conscious buyers. When shopping used 2022 models, the Corolla's slightly lower asking price versus the Civic's sportier appeal and feature-rich trims creates a genuinely close contest. Understanding the true 5-year cost of ownership reveals which one actually saves you more money at the end of the day.

Lower cost to own: Toyota Corolla

The 2022 Toyota Corolla edges out the Civic thanks to a lower purchase price, marginally cheaper insurance premiums, and slightly lower maintenance costs over 5 years, resulting in roughly $1,800 less in total ownership costs despite near-identical reliability and fuel economy.

2022 Toyota Corolla

Winner
~$18,500 used
True monthly cost$612/mo
5-year total$36,720
Ownership Score78/100
Depreciation$245/mo
Insurance$142/mo
Fuel / energy$148/mo
Maintenance & repairs$77/mo
  • Lower purchase price reduces monthly depreciation burden
  • Slightly cheaper average insurance premiums in most US states
  • Toyota dealer network offers competitive maintenance pricing
  • Resale value edge over Civic is marginal, not a strong differentiator
  • Base trims feel spartan which can hurt eventual resale appeal
  • Repair parts can be slightly pricier than Civic equivalents at independent shops

2022 Honda Civic

~$20,000 used
True monthly cost$642/mo
5-year total$38,520
Ownership Score75/100
Depreciation$267/mo
Insurance$149/mo
Fuel / energy$148/mo
Maintenance & repairs$78/mo
  • Strong resale value partially offsets higher purchase price
  • Sport and Touring trims command premium resale prices
  • Honda Sensing standard across all trims may lower insurance costs over time
  • Higher sticker price increases depreciation cost in absolute dollar terms
  • Insurance rates average $5-10/month more than Corolla in most markets
  • Turbocharged 1.5L engine may incur slightly higher repair costs after 100k miles

Category by category

Reliability
Both models earn top marks from J.D. Power and Consumer Reports for 2022, with near-identical predicted reliability scores and very low owner-reported repair frequency.
Tie
Fuel / energy cost
Both the Corolla (32 mpg combined) and Civic (36 mpg combined non-turbo, 32 mpg turbo) deliver virtually identical real-world fuel costs at ~$148/month at 12,000 miles/year and $3.50/gal average.
Tie
Resale value
The 2022 Civic retains approximately 54% of its value after 5 years versus 52% for the Corolla, according to Edmunds and Black Book data, giving it a slight resale edge.
Honda Civic
Insurance
The Corolla averages $1,704/year in full-coverage insurance nationally versus $1,788/year for the Civic, a modest but real $84/year saving according to Bankrate and Insurify data.
Toyota Corolla
Maintenance
Toyota's recommended maintenance schedule and competitive dealer pricing give the Corolla a marginal edge, averaging about $12/year less in scheduled service costs over 5 years.
Toyota Corolla
Practicality
The 2022 Civic offers more rear-seat legroom (37.4 in vs 34.8 in), a larger trunk (14.8 cu ft vs 13.1 cu ft), and a more feature-rich standard equipment list across trims.
Honda Civic

The verdict

Over 5 years, the 2022 Toyota Corolla costs approximately $1,800 less to own than the Honda Civic when factoring in purchase price, insurance, depreciation, and maintenance — a meaningful but not dramatic difference. If budget optimization is your primary goal, the Corolla wins cleanly; if you prioritize interior space, driving dynamics, and feature content, the Civic's modest premium is easy to justify. Either way, both cars represent outstanding value in the used compact segment and are unlikely to leave you disappointed.

Toyota Corolla: The 2022 Toyota Corolla is ideal for the budget-focused commuter who wants the lowest possible monthly costs, maximum long-term peace of mind, and the backing of Toyota's industry-leading reliability reputation.

Honda Civic: The 2022 Honda Civic is the better pick for buyers who want more interior space, a more engaging driving experience, and premium features that also help justify the slightly higher resale price when it's time to sell.

Frequently asked questions

Is the 2022 Toyota Corolla or Honda Civic more reliable?

Both are exceptionally reliable and rank near the top of their segment — Consumer Reports gives both a predicted reliability score of 4 out of 5, making this effectively a tie for practical purposes.

Which has better resale value, the 2022 Corolla or 2022 Civic?

The 2022 Honda Civic holds its value slightly better, retaining roughly 54% after 5 years versus 52% for the Corolla, though the gap is narrow enough that it rarely changes a buying decision.

What is the real-world fuel economy difference between the 2022 Corolla and Civic?

At 12,000 miles per year, both cars cost approximately $1,776 annually in fuel at average US gas prices, as the Civic's non-turbo model gets slightly better MPG while the turbo model matches the Corolla's 32 mpg combined.

Is insurance cheaper for the Corolla or Civic?

The Toyota Corolla is modestly cheaper to insure, averaging about $84 less per year nationally in full-coverage premiums, largely due to lower repair cost estimates and a slightly lower vehicle value.

Which is bigger inside — the 2022 Corolla or 2022 Civic?

The 2022 Honda Civic is noticeably roomier, offering 2.6 more inches of rear legroom and 1.7 more cubic feet of trunk space, making it the better choice for families or taller passengers.