All comparisonsCost of ownership comparison

Toyota 4Runner vs Jeep Grand Cherokee

The 2022 Toyota 4Runner and 2022 Jeep Grand Cherokee are two of the most popular mid-size SUVs on the used market, each attracting buyers who want capability, comfort, and long-term value. At identical $33,500 price points, the choice comes down to what you prioritize: the 4Runner's legendary reliability and resale dominance, or the Grand Cherokee's smoother on-road manners and modern tech. Understanding the true 5-year cost gap between these two can save a buyer thousands of dollars.

Lower cost to own: Toyota 4Runner

The 2022 Toyota 4Runner's dramatically superior resale value and significantly lower repair costs offset its worse fuel economy, resulting in a meaningfully lower true 5-year ownership cost versus the Jeep Grand Cherokee, which suffers steeper depreciation and higher unplanned repair bills.

2022 Toyota 4Runner

Winner
~$33,500 used
True monthly cost$892/mo
5-year total$53,520
Ownership Score78/100
Depreciation$412/mo
Insurance$178/mo
Fuel / energy$198/mo
Maintenance & repairs$104/mo
  • Best-in-class resale value loses only ~18% over 5 years
  • Extremely low unplanned repair frequency per RepairPal data
  • Simple, proven powertrain keeps scheduled maintenance costs modest
  • 16–17 MPG combined V6 is among the worst in class for fuel costs
  • Higher base insurance premiums due to theft-target status and replacement part costs
  • Cabin tech and comfort lag behind rivals, limiting appeal if reselling to mainstream buyers

2022 Jeep Grand Cherokee

~$33,500 used
True monthly cost$1,041/mo
5-year total$62,460
Ownership Score61/100
Depreciation$558/mo
Insurance$163/mo
Fuel / energy$189/mo
Maintenance & repairs$131/mo
  • Slightly better fuel economy (~24 MPG combined on V6) lowers monthly fuel spend
  • Lower average insurance premiums than the 4Runner
  • More car-like ride and modern interior aids resale to a broader buyer pool
  • Depreciates roughly 38–42% over 5 years — one of the steepest in this segment
  • Above-average repair frequency and higher average repair cost per RepairPal
  • More complex electronics and air suspension variants drive up maintenance expenses

Category by category

Reliability
The 4Runner earns a RepairPal reliability rating of 3.5/5 versus the Grand Cherokee's 3.0/5, with significantly fewer unscheduled shop visits per year on average.
Toyota 4Runner
Fuel / energy cost
The Grand Cherokee's 3.6L Pentastar V6 returns roughly 24 MPG combined versus the 4Runner's 16–17 MPG, saving approximately $90–$110 per month at $3.50/gal for a 12,000-mile-per-year driver.
Jeep Grand Cherokee
Resale value
Kelley Blue Book and iSeeCars data consistently show the 4Runner retaining 80–82% of its value after 3 years, compared to roughly 60–62% for the Grand Cherokee.
Toyota 4Runner
Insurance
Average annual full-coverage premiums run approximately $2,150 for the Grand Cherokee versus $2,340 for the 4Runner, partly due to the 4Runner's high theft rate and expensive parts.
Jeep Grand Cherokee
Maintenance
The 4Runner's average annual maintenance and repair cost is roughly $514 per year per RepairPal, versus $666 per year for the Grand Cherokee with its more complex drivetrain variants.
Toyota 4Runner
Practicality
The Grand Cherokee's more carlike ride, available air suspension, superior interior ergonomics, and better fuel economy make it a more versatile daily driver for most families.
Jeep Grand Cherokee

The verdict

Over a true 5-year period, the 2022 Toyota 4Runner costs approximately $8,900 less to own than the 2022 Jeep Grand Cherokee at the same purchase price, driven overwhelmingly by the 4Runner's exceptional resale value and lower repair costs. The Grand Cherokee fights back with better fuel economy and lower insurance, but those savings are erased by steeper depreciation alone. Unless the Grand Cherokee's on-road comfort and efficiency are top priorities, the 4Runner delivers measurably stronger financial value for most buyers.

Toyota 4Runner: The 2022 Toyota 4Runner is best for buyers who prioritize long-term reliability, plan to keep the vehicle 7–10 years, frequently go off-road, or live in high-mileage/rural environments where breakdown risk is costly.

Jeep Grand Cherokee: The 2022 Jeep Grand Cherokee suits buyers who want a comfortable, tech-forward daily driver with better fuel economy and are comfortable with a 3–4 year ownership cycle before trading in.

Frequently asked questions

Which holds its value better, the 2022 4Runner or 2022 Grand Cherokee?

The 2022 Toyota 4Runner holds its value dramatically better, retaining roughly 80% of its value after 3 years compared to about 60% for the Grand Cherokee, making it one of the best-resale-value SUVs on the market.

Is the Jeep Grand Cherokee more expensive to repair than the 4Runner?

Yes — the Grand Cherokee averages about $666 per year in maintenance and repair costs versus $514 for the 4Runner, and the Grand Cherokee also has a higher probability of a severe repair in any given year.

Which gets better gas mileage, the 2022 4Runner or Grand Cherokee?

The 2022 Jeep Grand Cherokee gets noticeably better fuel economy at roughly 24 MPG combined with its base V6, versus the 4Runner's approximately 16–17 MPG combined, saving around $1,100 per year at average fuel prices.

Is the 2022 Toyota 4Runner reliable for high mileage?

The 4Runner is widely regarded as one of the most durable body-on-frame SUVs available, with many examples reliably reaching 200,000–300,000 miles with routine maintenance, making it an excellent high-mileage choice.

Which is cheaper to insure, the 2022 4Runner or Grand Cherokee?

The 2022 Jeep Grand Cherokee is typically $150–$200 per year cheaper to insure than the 4Runner on a full-coverage policy, as the 4Runner's high theft appeal and expensive OEM parts push premiums up slightly.