Tesla Model Y vs Ford Mustang Mach-E
Both the 2022 Tesla Model Y and 2022 Ford Mustang Mach-E hit the sweet spot of the used EV market at nearly identical price points, making them the two most-compared electric SUVs in America. Tesla's supercharger network and software ecosystem go head-to-head against Ford's Blue Oval credentials, BlueCruise driver assist, and broader dealer support. The true 5-year cost picture is closer than most shoppers expect, but key differences in depreciation, charging costs, and insurance tip the scales.
The 2022 Tesla Model Y edges out the Mach-E primarily through lower projected depreciation and a significantly cheaper energy cost per mile thanks to Tesla's efficient powertrain and Supercharger network pricing, saving roughly $2,800 over five years.
2022 Tesla Model Y
Winner- Lower energy cost — roughly 3.5 miles/kWh efficiency keeps monthly charging bills around $55–70
- Minimal maintenance: no oil changes, brake wear reduced by regen, 2-year service intervals
- Strong long-term resale retention vs. most EVs at comparable mileage
- Higher insurance premiums due to expensive repair costs and part scarcity — averaging $195/month
- Depreciation still substantial from already-corrected 2021–22 bubble prices
- Out-of-warranty repair bills (battery, HV components) can be steep without extended coverage
2022 Ford Mustang Mach-E
- Lower insurance cost than Model Y — Ford's broader repair network keeps premiums ~$17/month cheaper
- Ford dealer network in all 50 states simplifies warranty claims and routine service
- Comfortable interior and physical controls reduce driver distraction and add everyday usability
- Steeper depreciation curve — Mach-E residuals have softened more than Model Y in 2023–24 used market
- Higher energy use (~3.0 miles/kWh EPA combined) raises monthly charging costs vs. Model Y
- More reported HVAC and software issues than Tesla, raising likelihood of out-of-pocket repairs post-warranty
Category by category
The verdict
Over five years and 60,000 miles, the 2022 Tesla Model Y costs approximately $2,400 less to own than the Mach-E in total, driven by better efficiency and stronger resale value. The gap is narrow enough that insurance savings, dealer proximity, or personal preference for Ford's interior could legitimately tip a buyer toward the Mach-E. Both are solid used EV values at the $36K price point, but Tesla's ownership math wins on the numbers alone.
Tesla Model Y: The 2022 Tesla Model Y is best for tech-forward buyers who frequently road-trip and want the lowest energy costs, seamless Supercharger access, and the strongest long-term resale protection.
Ford Mustang Mach-E: The 2022 Ford Mustang Mach-E is best for buyers who prefer a familiar dealer-service experience, physical controls, and slightly lower insurance costs, especially in areas with dense non-Tesla DC fast-charger coverage.
Frequently asked questions
Which has better charging infrastructure, the Model Y or Mach-E?
The Model Y has a clear advantage via Tesla's 20,000+ Supercharger stalls, though the Mach-E uses CCS which is compatible with Electrify America and ChargePoint — Tesla's network is still faster and more reliable as of 2024.
How much does it cost to charge a 2022 Tesla Model Y vs. Mach-E at home?
Charging a Model Y from near-empty costs roughly $10–12 at the US average of $0.16/kWh for its 75 kWh usable pack, versus $12–14 for the Mach-E Extended Range's 88 kWh usable pack.
Which is cheaper to insure, the Model Y or the Mach-E?
The Mach-E typically runs $15–25/month cheaper to insure nationally because Tesla parts and specialized labor cost more, though rates vary significantly by state, driver age, and coverage level.
Do both the 2022 Model Y and Mach-E still qualify for the federal used EV tax credit?
Buyers who meet the income limits ($75K single/$150K joint) and purchase from a licensed dealer may qualify for the $4,000 used EV tax credit on either vehicle, since both are under the $25K price cap — wait, at $36K both exceed the $25,000 used EV credit cap and do NOT qualify.
Which has lower long-term repair costs, the Model Y or Mach-E?
The Model Y generally has lower routine maintenance costs, but a major out-of-warranty repair like a battery module can cost $5,000–$16,000; the Mach-E faces similar risks, but Ford's dealer network may offer more competitive labor rates for smaller repairs.