All comparisonsCost of ownership comparison

Hyundai Santa Fe vs Kia Sorento

The 2022 Hyundai Santa Fe and 2022 Kia Sorento are sister vehicles built on the same platform by Hyundai Motor Group, yet they attract slightly different buyers with distinct styling, feature packaging, and long-term cost profiles. At nearly identical used prices around $26,000–$26,500, the choice comes down to subtle differences in depreciation curves, insurance rates, and real-world ownership costs that can add up to thousands over five years. This guide cuts through the marketing to show you exactly where each vehicle wins and loses on a dollar-for-dollar basis.

Lower cost to own: Kia Sorento

The 2022 Kia Sorento edges out the Santa Fe with a marginally lower purchase price, slightly better predicted resale value on the base trims, and lower average insurance premiums, combining to save the typical owner roughly $800–$1,100 over five years.

2022 Hyundai Santa Fe

~$26,500 used
True monthly cost$621/mo
5-year total$37,260
Ownership Score72/100
Depreciation$287/mo
Insurance$142/mo
Fuel / energy$112/mo
Maintenance & repairs$80/mo
  • Strong standard warranty coverage (5yr/60k bumper-to-bumper, 10yr/100k powertrain) limits unexpected repair costs
  • Well-regarded ADAS suite standard on most trims reduces accident risk and may lower insurance over time
  • Broad dealer network makes competitive service pricing accessible
  • Slightly higher average insurance premiums than Sorento on comparable trims according to Bankrate and JD Power data
  • Used market pricing runs $300–$500 higher than equivalent Sorento, increasing depreciation dollar exposure
  • Some 2022 owner reports of HVAC software glitches requiring dealer visits under warranty

2022 Kia Sorento

Winner
~$26,000 used
True monthly cost$602/mo
5-year total$36,120
Ownership Score75/100
Depreciation$278/mo
Insurance$136/mo
Fuel / energy$113/mo
Maintenance & repairs$75/mo
  • Lower average insurance premiums by roughly $6–$8/month versus Santa Fe on comparable coverage
  • Marginally stronger resale value on SX and EX trims per NADA and CarEdge 5-year projections
  • Slightly lower reported average repair costs per RepairPal data ($451/yr vs $467/yr for Santa Fe)
  • Rear cargo space is marginally smaller than Santa Fe, a minor practicality trade-off for families
  • Third-row (on Sorento) is tight and rarely used, yet it slightly increases insurance classification on some trims
  • Plug-in hybrid trim complicates resale value predictions if buyer opts for PHEV version

Category by category

Reliability
Both score similarly on RepairPal (Santa Fe 3.5/5, Sorento 3.5/5) and share the same core platform, with virtually identical unscheduled repair frequency.
Tie
Fuel / energy cost
Both 2.5L non-turbo AWD models return a nearly identical EPA combined 26 MPG, costing approximately $112–$113/month at $3.60/gallon average.
Tie
Resale value
CarEdge projects the 2022 Sorento retains about 42% of MSRP after 5 years versus roughly 40% for the Santa Fe, a modest but real advantage.
Kia Sorento
Insurance
Bankrate and Insurance.com aggregate data show the Sorento averages $1,632/year versus $1,704/year for the Santa Fe for a 40-year-old driver with clean record.
Kia Sorento
Maintenance
RepairPal estimates the Sorento's annual maintenance cost at ~$451 versus ~$467 for the Santa Fe, a small but consistent savings over five years.
Kia Sorento
Practicality
The Santa Fe offers slightly more rear cargo volume (72.1 cu ft max vs 75.5 — corrected: Santa Fe 72.1 cu ft, Sorento 75.5 cu ft folded) — the Sorento actually wins on raw cargo, but Santa Fe's cabin layout scores higher in owner ergonomic surveys.
Hyundai Santa Fe

The verdict

Over five years and 60,000 miles, the 2022 Kia Sorento saves a typical buyer roughly $1,140 compared to the 2022 Hyundai Santa Fe, primarily through lower insurance costs and slightly better depreciation performance. The difference is real but not dramatic — both are excellent values in the used midsize SUV segment. If budget optimization is your goal, choose the Sorento; if you prefer the Santa Fe's styling or specific trim features, you won't be making a costly mistake.

Hyundai Santa Fe: The 2022 Santa Fe is best for buyers who prioritize a slightly more premium interior feel, a proven two-row family layout, and don't mind paying a small insurance premium for it.

Kia Sorento: The 2022 Sorento is the smarter pick for cost-conscious shoppers who want lower insurance, marginally better resale value, and the option of a third-row or PHEV powertrain.

Frequently asked questions

Are the 2022 Hyundai Santa Fe and 2022 Kia Sorento the same vehicle?

They share the same Hyundai Motor Group N3 platform and many mechanical components, but they have distinct exterior styling, interior layouts, feature packaging, and slightly different dimensions — the Sorento offers an optional third row.

Which has better reliability, the 2022 Santa Fe or 2022 Sorento?

Both score identically on RepairPal with a 3.5 out of 5 reliability rating, and both have very similar unscheduled repair frequencies, so neither has a meaningful reliability edge.

How much does insurance cost for a 2022 Hyundai Santa Fe vs Kia Sorento?

A typical 40-year-old driver with a clean record pays roughly $1,704/year to insure a Santa Fe versus $1,632/year for a Sorento, based on national average data from Bankrate.

Which holds its value better, the Santa Fe or Sorento?

The 2022 Kia Sorento is projected to retain approximately 42% of its original MSRP after five years compared to around 40% for the Santa Fe, giving it a slight edge in resale value.

Is the 2022 Kia Sorento's third row worth it for the cost?

The Sorento's optional third row adds versatility but seats only small children comfortably; it can slightly increase your insurance classification on certain trims, so only pay for it if you genuinely need the extra seating.