Ford Maverick vs Toyota Tacoma
The 2022 Ford Maverick and 2022 Toyota Tacoma are two of the most popular compact/mid-size pickups on the used market, frequently cross-shopped by buyers who want truck utility without full-size truck costs. The Maverick tempts with its car-based unibody efficiency and lower sticker price, while the Tacoma offers legendary resale value, body-on-frame toughness, and a loyal following. Choosing between them comes down to whether you prioritize daily-driving economy or long-term truck capability.
The Maverick's dramatically lower purchase price, superior fuel economy (especially in hybrid trim), and comparable reliability result in roughly $8,000–$10,000 lower five-year ownership costs, making it the clear value pick for most daily drivers.
2022 Ford Maverick
Winner- Best-in-class fuel economy (42 MPG city hybrid) slashes monthly fuel spend
- Lower purchase price means less depreciation exposure in dollar terms
- Cheap to insure due to lower MSRP and car-based platform
- Unibody platform limits heavy towing and off-road capability long-term
- Parts availability still maturing vs. established Tacoma ecosystem
- Lower tow rating may force rental costs for trailer jobs
2022 Toyota Tacoma
- Exceptional resale value — Tacomas hold value better than almost any truck
- Proven 2.7L/3.5L reliability with decades of parts and mechanic familiarity
- Higher tow rating and 4x4 capability reduce need for rentals or second vehicle
- Poor fuel economy (19–21 MPG combined) is the single biggest ongoing cost penalty
- Higher purchase price amplifies depreciation loss in absolute dollars
- Cabin tech and ride quality lag behind rivals for the price point paid
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The verdict
Over five years the Ford Maverick costs approximately $10,260 less to own than the Tacoma — a gap driven by its lower purchase price, superior fuel efficiency, and cheaper insurance. However, the Tacoma's resale value advantage means its net depreciation loss narrows over longer ownership periods, and it remains the right tool for buyers who actually use truck capability weekly. If your truck duties are light-to-moderate and fuel costs matter, the Maverick is an outstanding value; if you need a workhorse that holds its worth and handles serious terrain, the Tacoma premium is justifiable.
Ford Maverick: The Maverick is best for urban or suburban commuters who want truck versatility for occasional hauling, want to minimize monthly costs, and drive mostly paved roads.
Toyota Tacoma: The Tacoma is best for buyers who need genuine 4x4 off-road ability, tow trailers regularly, or want the security of class-leading resale value if they sell within 3–5 years.
Frequently asked questions
Is the Ford Maverick reliable enough to compete with the Toyota Tacoma?
Yes — the 2022 Maverick earned above-average reliability scores in its debut years, and the proven 2.5L hybrid system is derived from Ford's well-tested Escape Hybrid platform, though the Tacoma has a longer reliability track record.
How much cheaper is the Maverick to fuel than the Tacoma per year?
At $3.50/gallon and 12,000 miles/year, a Maverick Hybrid owner spends roughly $700–$800 versus $1,900–$2,000 for a Tacoma V6, a savings of approximately $1,100–$1,200 annually.
Does the Tacoma really hold its value better than the Maverick?
Yes — Tacomas are among the top-5 best resale value vehicles in America, retaining roughly 72% of MSRP after three years, while the newer Maverick is estimated at 60–65%, though demand has kept Maverick prices strong too.
Which truck has lower insurance costs?
The Maverick is consistently cheaper to insure by $300–$500 per year due to its lower vehicle value, lighter repair costs, and car-based platform that reduces claim severity.
Can the Ford Maverick tow as much as the Toyota Tacoma?
No — the Maverick tows up to 4,000 lbs (FWD/EcoBoost) versus the Tacoma's 6,800 lbs maximum, so if you regularly tow a mid-size trailer or boat, the Tacoma is the safer choice.