All comparisonsCost of ownership comparison

Ford F-150 vs Ram 1500

The Ford F-150 and Ram 1500 are the two best-selling full-size pickups in America, constantly trading blows for buyer loyalty. Both offer powerful engines, capable towing, and premium trims, making the used $35,000 price point a fiercely contested battleground. Understanding the true 5-year cost of ownership beyond the sticker price can mean thousands of dollars in savings over time.

Lower cost to own: Ford F-150

The 2022 F-150 edges out the Ram 1500 with slightly better long-term resale value and lower average repair costs, resulting in a modestly lower 5-year ownership total despite comparable insurance and fuel costs.

2022 Ford F-150

Winner
~$35,000 used
True monthly cost$892/mo
5-year total$53,520
Ownership Score74/100
Depreciation$410/mo
Insurance$185/mo
Fuel / energy$195/mo
Maintenance & repairs$102/mo
  • Industry-leading resale value retains more equity after 5 years
  • Lower average annual repair cost (~$788/yr per RepairPal data)
  • Wide dealer network keeps maintenance competitive and convenient
  • Higher base insurance premiums than many rivals due to theft rates
  • Some trims show above-average HVAC and transmission concerns
  • Aluminum body can be costlier to repair after minor collisions

2022 Ram 1500

~$35,000 used
True monthly cost$921/mo
5-year total$55,260
Ownership Score70/100
Depreciation$435/mo
Insurance$182/mo
Fuel / energy$198/mo
Maintenance & repairs$106/mo
  • Smooth eTorque mild-hybrid standard on many trims improves city MPG
  • Comfortable ride reduces driver fatigue on long hauls
  • Strong parts availability and competitive dealer service pricing
  • Slightly faster depreciation curve versus F-150 at the 3-5 year mark
  • Average annual repair cost (~$858/yr) modestly higher than F-150
  • 8-speed transmission has documented software and shudder complaints on 2022 models

Category by category

Reliability
The F-150 averages a RepairPal reliability rating of 3.5/5 versus 3.0/5 for the Ram 1500, with fewer unscheduled repair visits reported for 2022 model years.
Ford F-150
Fuel / energy cost
Both trucks average roughly 20 MPG combined in real-world driving at 12,000 miles/year, producing near-identical annual fuel costs around $2,340 at $3.90/gallon.
Tie
Resale value
The 2022 F-150 retains approximately 58% of its value after 5 years versus around 55% for the Ram 1500, a meaningful difference at the $35,000 price point.
Ford F-150
Insurance
The Ram 1500 averages about $36 less per year to insure than the F-150, driven partly by the F-150's higher theft frequency in the full-size truck segment.
Ram 1500
Maintenance
F-150 scheduled maintenance costs average roughly $70 less per year than the Ram 1500, thanks to longer oil-change intervals and a broader network of independent shops.
Ford F-150
Practicality
Both trucks offer near-identical payload and towing ratings at comparable trims, similar bed lengths, and excellent technology packages for 2022 model years.
Tie

The verdict

Over 5 years and 60,000 miles, the 2022 F-150 holds a roughly $1,740 cost-of-ownership advantage over the Ram 1500 at the same $35,000 purchase price, driven primarily by better resale value and marginally lower repair costs. Neither truck is dramatically cheaper to own, and personal preferences around ride quality, dealer loyalty, and trim features should weigh heavily in the final decision. Buyers who test-drive both typically agree the gap is narrow, but the F-150's stronger residuals make it the safer financial bet for most.

Ford F-150: The 2022 F-150 is best for buyers who prioritize long-term resale value, lower repair frequency, and maximum dealer convenience across the country.

Ram 1500: The 2022 Ram 1500 is best for buyers who value a smoother, more car-like ride quality and want a comfortable daily driver that can still handle serious work duties.

Frequently asked questions

Which is cheaper to insure, the 2022 F-150 or Ram 1500?

The Ram 1500 is slightly cheaper to insure, averaging around $2,184/year versus $2,220/year for the F-150, though rates vary significantly by ZIP code and driver profile.

Does the Ram 1500 have more transmission problems than the F-150 in 2022?

Yes, the Ram 1500's 8-speed TorqueFlite has documented shudder and software complaints on 2022 models, while the F-150's 10-speed has fewer widespread issues in the same year.

Which truck holds its value better after 5 years?

The F-150 retains approximately 58% of its original value after 5 years compared to about 55% for the Ram 1500, making it the stronger resale choice.

Are maintenance costs significantly different between the F-150 and Ram 1500?

No, the difference is modest — the F-150 averages about $788/year in maintenance and repairs versus $858/year for the Ram 1500, a gap of roughly $350 over 5 years.

Is the Ram 1500 more comfortable than the F-150 for daily driving?

Most automotive reviewers and owner surveys rate the Ram 1500's coil-spring rear suspension and interior refinement slightly higher for daily comfort, though the F-150 is not far behind.