Ford F-150 vs Chevrolet Silverado 1500
The Ford F-150 and Chevrolet Silverado 1500 have battled for full-size truck supremacy for decades, and the 2022 model year represents both at their modern best. Shoppers constantly pit these two against each other because they're priced within shouting distance, offer nearly identical capability specs on paper, and dominate dealership lots nationwide. The real differentiator often comes down to total cost of ownership — and the numbers reveal some meaningful gaps worth knowing before you sign.
The 2022 F-150 edges out the Silverado 1500 over five years primarily due to stronger resale value retention and marginally lower average repair costs, offsetting its slightly lower purchase price advantage. Combined, these factors save the typical buyer roughly $1,800–$2,400 over the ownership period.
2022 Ford F-150
Winner- Best-in-class resale value retention — F-150 holds roughly 58% after 5 years
- Wide dealer network keeps maintenance competitive and parts readily available
- EcoBoost V6 engines deliver solid fuel economy for the segment at ~20 mpg combined
- EcoBoost turbocharged engines can face higher repair bills if turbo or intercooler components fail
- Higher trim levels (Platinum, Limited) inflate insurance premiums significantly
- Aluminum body panels cost more to repair after minor collisions than steel-bodied rivals
2022 Chevrolet Silverado 1500
- Slightly lower average insurance premiums than F-150 across most US zip codes
- Proven 5.3L V8 EcoTec3 has a strong long-term reliability track record with fewer turbo-related risks
- Steel bed and body panels are cheaper to repair at local body shops nationwide
- Resale value trails F-150 by 3–5 percentage points on average per iSeeCars and Edmunds data
- 10-speed automatic transmission has logged more TSBs and owner complaints than F-150's comparable unit
- Fuel economy on the base 2.7L and 5.3L lags F-150 EcoBoost equivalents by 1–2 mpg combined
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The verdict
Over a true 5-year, 60,000-mile ownership window, the 2022 Ford F-150 costs approximately $2,400 less to own than the Silverado 1500, driven almost entirely by superior resale value and slightly better fuel economy. The Silverado fights back with lower insurance and arguably simpler engine architecture for the long haul. For most buyers trading or selling within five years, the F-150 is the clearer financial choice — but Silverado loyalists who keep trucks long-term and prioritize mechanical simplicity won't be making a mistake.
Ford F-150: The 2022 Ford F-150 is the smartest buy for shoppers who prioritize long-term resale value, fuel efficiency, and plan to sell or trade within 5 years.
Chevrolet Silverado 1500: The 2022 Chevrolet Silverado 1500 is the better pick for buyers who want lower insurance costs, prefer a naturally aspirated V8's simplicity, and plan to keep the truck for 7–10 or more years.
Frequently asked questions
Which is more reliable, the 2022 F-150 or 2022 Silverado 1500?
Both score similarly overall, but the Silverado's naturally aspirated 5.3L V8 has fewer complex forced-induction components than F-150's EcoBoost engines, giving it a slight edge in projected long-term repair simplicity. The F-150 scores better on owner satisfaction surveys per J.D. Power's 2022–2023 Vehicle Dependability Study.
How much does it cost to insure a 2022 F-150 vs a 2022 Silverado?
Nationally, the 2022 F-150 averages roughly $1,980–$2,100 per year in full-coverage insurance while the Silverado 1500 runs approximately $1,920–$2,040, a modest difference largely tied to the F-150's higher aluminum body repair costs.
Which truck holds its value better after 5 years?
The 2022 Ford F-150 retains approximately 56–60% of its original MSRP after five years versus roughly 52–56% for the Silverado 1500, according to Kelley Blue Book and iSeeCars residual value analysis.
What is the real-world fuel economy of the 2022 F-150 vs 2022 Silverado?
The 2022 F-150 with the 2.7L EcoBoost averages about 20–21 mpg combined in real-world driving, while the Silverado's 5.3L V8 averages roughly 18–19 mpg combined — a gap of about $300–$500 over five years at $3.50/gallon.
Is the 2022 Silverado cheaper to maintain than the F-150?
Over five years, the F-150 averages slightly lower annual maintenance costs (around $788/year vs $857/year for the Silverado per RepairPal estimates), though both are close enough that individual driving habits and local labor rates will have more impact than brand alone.